Does a College Degree Make You a Better Financial Adviser?

When you’re considering going into the field of financial advising, you have different paths that you could pursue. In fact, you may even wonder if procuring a college degree is necessary at all. While you could have a successful career without one, consider the ways in which a degree can help you to succeed. Building […]

4 Ways to Protect Your Credit Score

Your credit score is an important part of your life. Not only can it determine whether you get a loan and how good of an interest rate you get, it also can be a factor when renting an apartment, getting an insurance policy and even applying for certain jobs. Because of the huge impact it […]

What to Do if Served Foreclosure Papers

Whether it was through sickness, loss of your job or some other catastrophe, somehow, you’ve found yourself behind on your mortgage payments and now the bank has served you with a foreclosure notice. What happens next? Is there anything you can do? Here are some things you should know regarding foreclosure law and suggestions on […]

A Series of Unfortunate Events: How Social Security Disability Can Help

If you suffered from nearly any workplace accident, such as an explosion, slip and fall or dismemberment your medical needs are probably covered by Social Security Disability Insurance (SSDI). So if you are not able to work, you will receive stable monthly payments to pay for personal bills. Here are a few ways to incorporate […]

Why 80 Percent of Americans Shop Online

According to a recent study, almost 80 percent of all Americans currently shop online. This number is up from only about 22 percent in 2000, and this is solid evidence that online shopping is more than just a passing trend. Some shoppers even complete most or all of their shopping online, and many make purchases […]

5 Tips to Consider When Purchasing Your First Home

Buying your first home is one the biggest and most important purchases you’ll ever make. There are a lot of factors to consider apart from getting a fair price and making monthly mortgage payments. Buying the wrong house can be a financial nightmare. Here are some of the things to think about when looking to […]

How to Navigate Through the Emotional Baggage of Bankruptcy

Bankruptcy can be both financially and emotionally devastating. While you may be feeling a sense of financial relief because you no longer have creditors breathing down your neck, you may also be reeling from the emotional impact of the lengthy legal process and the many months of financial stress leading up to your decision to […]

Plastic Money: Top Tips for First Time Credit Card Holders

Many financial experts don’t really like credit cards because of how many people suffer from credit card debt. However, it can be a beneficial tool if used properly, especially for anyone desiring to increase their credit score. A high credit score will allow you to buy a home, settle in a location and continue working on […]

Guide to Turning Your Short-Term Savings into Long-Term Investment

So, you’ve taken the first step in taking charge of your finances and finally opened that savings account. Hooray! Now, what’s next? Having a savings account is great, as you keep money from being spent on impulsive purchases. But if you’re really good at it, you could utilize the 1%-something interest rates for savings accounts […]

Personal Finance Strategy: 4 Keys to Avoiding Bankruptcy

Despite how hopeless your situation may seem, it is possible to avoid bankruptcy. Granted, when people get to this point, they usually feel like there is nothing they can do about their financial dire straits. However, this isn’t always the case. According to A Fresh Start: 4 Reasons Bankruptcy Is Not As Bad As You Think “There are […]