Preparing for Retirement

Many Americans are retiring now. With people living longer lives, one of the biggest concerns that those retiring have is being sure they are going to be okay financially for an indeterminate time. Here are a few ways to ensure that you will have a happy worry free retirement. Cost of Living Planning Retirement usually […]

Debt Diversions: Why Staying Away from Pay-Day Loans is Crucial

There is a lot that goes into being able to handle your debt balances. In many cases, those who don’t borrow more than they can afford to repay tend to be better off financially. However, avoiding potentially predatory payday loans can also play a role in paying down a debt balance in a timely manner. […]

Wealth Transfer: How to Ensure Your Will is Ready to Execute

A will is a legal financial document that will allow you to bequeath your assets to loved ones. Many people put off the task of making their will because it is a reminder of their own mortality and because it requires thoughtful, and sometimes difficult, decisions. However, if you take the first step, you will […]

Crash and Burn: How to Handle the Lost Wages after a Car Accident

According to the Center on Budget and Policy Priorities, “Spending by state and local governments on all types of capital [improvements: like highways] dropped from its high of 3 percent of the nation’s gross domestic product (GDP) in the late 1960s to less than 2 percent in 2015.” Thus most roads are becoming not only more […]

6 Tips for Financing as a First-Time Homeowner

If you’re a first-time homebuyer, you can end up becoming a nervous wreck going through all the steps of financing your home. However, financing your first-time home can be a simpler process than you think. To help get you started, follow our five steps below. Review your Credit When you take out a home loan, […]

5 Essential Tips for Managing Your Credit Score

Your good credit enables much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even alter how much companies charge […]

Bad Credit: What You Need to Know About Buying a Car with Poor Credit

Bad credit is generally defined as a credit score in the low 600’s, specifically at or under 629. There are many reasons that can contribute to low credit, but the bottom line is that if you don’t have a good credit score, it can be difficult to purchase the items you need. You may need […]

Does a College Degree Make You a Better Financial Adviser?

When you’re considering going into the field of financial advising, you have different paths that you could pursue. In fact, you may even wonder if procuring a college degree is necessary at all. While you could have a successful career without one, consider the ways in which a degree can help you to succeed. Building […]

4 Ways to Protect Your Credit Score

Your credit score is an important part of your life. Not only can it determine whether you get a loan and how good of an interest rate you get, it also can be a factor when renting an apartment, getting an insurance policy and even applying for certain jobs. Because of the huge impact it […]

What to Do if Served Foreclosure Papers

Whether it was through sickness, loss of your job or some other catastrophe, somehow, you’ve found yourself behind on your mortgage payments and now the bank has served you with a foreclosure notice. What happens next? Is there anything you can do? Here are some things you should know regarding foreclosure law and suggestions on […]