Plastic Money: Top Tips for First Time Credit Card Holders

Many financial experts don’t really like credit cards because of how many people suffer from credit card debt. However, it can be a beneficial tool if used properly, especially for anyone desiring to increase their credit score. A high credit score will allow you to buy a home, settle in a location and continue working on […]

Acquiring Credit and Credit Reports

Acquiring a Credit History Young people either fresh out of high school or college may have difficulty acquiring their first credit card because they do not have a credit history yet. It may be easiest to get one through your own bank or credit union where you already have an account. Or you can apply for […]