7 Tips for Keeping Your Bank Account Absolutely Secure

So many things today are done virtually. You can pay your bills online, work off of the Internet, and even manage your bank accounts from your mobile device. It’s a convenient way to access your money and shop for the items that you need, but it can leave your bank account vulnerable to security breaches. […]

Is it Ever Wise to Owe Money to a Creditor?

Credit and debt have developed a bad reputation in the consumer market. Many consumers actively work hard to pay down debt balances and dream of becoming debt-free. However, debt and credit are not always a bad thing. In fact, they can be used advantageously in different situations. But first you have to understand what situations […]

Plastic Money: Top Tips for First Time Credit Card Holders

Many financial experts don’t really like credit cards because of how many people suffer from credit card debt. However, it can be a beneficial tool if used properly, especially for anyone desiring to increase their credit score. A high credit score will allow you to buy a home, settle in a location and continue working on […]

Acquiring Credit and Credit Reports

Acquiring a Credit History Young people either fresh out of high school or college may have difficulty acquiring their first credit card because they do not have a credit history yet. It may be easiest to get one through your own bank or credit union where you already have an account. Or you can apply for […]