Tim McMahon, editor of Optio Money

My grandfather lived through the Hyperinflation in Weimar, Germany--to say he was an original “gold bug” would be an understatement. I began reading his “hard money” newsletters at the age of 16 and the dividends from gold stocks helped put me through college. I began publishing the Financial Trend Forecaster paper newsletter in 1995 upon the death of James Moore editor of Your Window into the Future and the creator of the Moore Inflation Predictor©. FTF specializes in trends in the stock market, gold, inflation and bonds. In January of 2003, I began publishing InflationData.com to specialize in all forms of information about the nature of Inflation. In 2009, we added Elliott Wave University to help teach you the principles of Elliott Wave analysis. In January 2013, we began publishing OptioMoney. Connect with Tim on Google+.

About Tim McMahon

Work by editor and author, Tim McMahon, has been featured in Bloomberg, CBS News, Wall Street Journal, Christian Science Monitor, Forbes, Washington Post, Drudge Report, The Atlantic, Business Insider, American Thinker, Lew Rockwell, Huffington Post, Rolling Stone, Oakland Press, Free Republic, Education World, Realty Trac, Reason, Coin News, and Council for Economic Education. Connect with Tim on Google+

Financial Figures: How to Budget for a Mortgage

Your mortgage is often your largest single expense every month. If you are already living on a tight budget, buying a home might be out of reach unless you can find a really good deal or you plan on doing some renovations yourself. Here are some things to consider when budgeting for a mortgage. Create […]

After the Injury: How to Effectively Manage Medical Expenses

When you’ve been injured, the medical expenses can rack up quickly and soon make you feel overwhelming. You can effectively manage them, however, with a little planning and some help. Seek Prompt Medical Attention Delaying medical attention can cause injuries to worsen, which makes them more expensive to treat. Contact Your Insurance Company Right Away […]

Home Buying 101: 4 Signs to Look for When Choosing a Mortgage Lender

Buying your first home can be a dream come true and for most first-time buyers, achieving this milestone isn’t possible without getting a home mortgage. A mortgage loan allows you to make a modest down payment up-front, and spread the payments for the bulk of the sales price out across anywhere from ten to thirty […]

3 Things You Need to Know About Jumbo Loans

No, Jumbo Loans don’t have anything to do with buying Elephants but they do have to do with large (or expensive) houses.  According to Investopedia, “A jumbo loan, also known as a jumbo mortgage, is a form of home financing for whose amount exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). As a result, unlike conventional mortgages, it […]

How to Maximize Your Investments & Grow Your Wealth

Everyone knows that they should set aside some amount of money for investment purposes. What isn’t so commonly known, however, is how to optimize your investments for greater stability and better returns. Here are four tips that investors should keep in mind as they build their investment portfolios. Balance Risk and Return Many investors, particularly […]

5 Ways Buying the Wrong Home Can Haunt You

Buying a home can be great. In some cases, though, it can become a decision that haunts you. Below are five ways that buying the wrong home can have a major negative impact on your life. The Money Pit There is a reason why homeowners are always cautioned to have an inspection done before they […]

7 Tips for Keeping Your Bank Account Absolutely Secure

So many things today are done virtually. You can pay your bills online, work off of the Internet, and even manage your bank accounts from your mobile device. It’s a convenient way to access your money and shop for the items that you need, but it can leave your bank account vulnerable to security breaches. […]

Is it Ever Wise to Owe Money to a Creditor?

Credit and debt have developed a bad reputation in the consumer market. Many consumers actively work hard to pay down debt balances and dream of becoming debt-free. However, debt and credit are not always a bad thing. In fact, they can be used advantageously in different situations. But first you have to understand what situations […]

Six Tax Break Tricks for New Homeowners

Every year there are changes to the U.S. Tax Code, sometimes big, sometimes small, and homeowners especially should be aware of everything that applies to them in order to pay the least or receive the largest refund. Some tax rules are relevant only to new homeowners, so people who have purchased a home during the […]

Improve Your Terms: 3 Tips To Figuring Out Home Refinancing

If you feel that your mortgage is more expensive than it needs to be, you may want to consider refinancing. This may make it possible to get a lower interest rate, remove private mortgage insurance payments or otherwise reduce your monthly payments. What are some issues to consider prior to refinancing a mortgage to make […]