5 Ways Buying the Wrong Home Can Haunt You

Buying a home can be great. In some cases, though, it can become a decision that haunts you. Below are five ways that buying the wrong home can have a major negative impact on your life. The Money Pit There is a reason why homeowners are always cautioned to have an inspection done before they […]

5 Tips to Consider When Purchasing Your First Home

Buying your first home is one the biggest and most important purchases you’ll ever make. There are a lot of factors to consider apart from getting a fair price and making monthly mortgage payments. Buying the wrong house can be a financial nightmare. Here are some of the things to think about when looking to […]

Six Tax Break Tricks for New Homeowners

Every year there are changes to the U.S. Tax Code, sometimes big, sometimes small, and homeowners especially should be aware of everything that applies to them in order to pay the least or receive the largest refund. Some tax rules are relevant only to new homeowners, so people who have purchased a home during the […]

5 Ways to Take Real Estate Investment to the Next Level

Real estate has the reputation as the prototypical overlooked investment opportunity, because it is “non-homogeneous”. That means that unlike the stock market where a share of IBM stock is a share of IBM stock and there is a wide pool of investors constantly setting the price through the bidding process. However, this isn’t eh case […]

Getting the Best Return on a Rental Property Investment

The idea of investing in real estate can be very appealing. Property values typically increase over time, as do rental rates allowing the astute investor to use his rents to pay off the mortgage often with a nice monthly income to boot. Which is why many people want to purchase one or more rental homes […]

Will 2013-14 see the Return of Boom and Bust?

The phenomenon of boom and bust is a two-stage cycle. The first stage is where real estate prices sky-rocket while mortgage repayment interest rates remain low.  The second stage is where the collapse of the market results in a plummet in economic activity which has the potential to cause massive, wide-spread economic stagnation. The world’s […]

House Hunting Tips For New Families

Buying your first home can be a daunting experience, from finding the right location, getting approved for the mortgage, and actually filling your home with the essentials for living. Choosing a place to live is an important decision. Of course the decision may be made for you if you receive a job offer in a […]

5 Home Buying Tips

Financial Health In order to buy your next home with confidence in today’s unpredictable economy you need to be prepared. Have a realistic review of your budget and credit rating. Taking into consideration your financial resources, assets, liabilities, and obligations is the first step. Once you have gathered this information, seek the help of an expert. […]

No Income No Job No Asset Mortgage (NINJA) Loans

No Income No Job No Assets (Ninja Loans) A NINJA Loan is a nickname for very low quality subprime loans. It was a play on NINA, which in turn is based on the notation scheme for the level of documentation the mortgage originator required. It was described as a No Income, No Job, (and) no […]

What is a Building Survey or Evaluation?

Unlike a land survey which simply determines the property lines and locates any survey pins or property markers and documents those locations, a building survey is a specialized report generated by an expert team containing a variety of specific information regarding the physical condition of a building. It is generally required for mid-size to large building purchases […]