Saving

Shopping Online

Simple Ways to Save Money When Shopping Online

Online shopping has become a convenient and popular way to purchase the products we need and want. However, with the ease of online shopping comes the temptation to spend more than we might in a physical store. It’s easy to get caught up in the excitement of finding a good deal or adding just one more item to our carts, but before we know it, the total amount has skyrocketed. This article will explore practical ways to save money when shopping online. This way, you can enjoy the convenience of e-commerce without breaking the bank, which is especially useful if you’re on a tight budget or trying to lower your family’s expenses. By following these tips, you’ll be able to shop smarter and stretch your budget further.

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Financial Goals in Your 30's

Managing Your Money: 5 Personal Finances Tips for Age 30 and Up

By the time you reach your 30s, you may have worked for several years, but have never really felt you’ve mastered the art of managing your money. The years after 30 are likely to bring increasing income, but also a number of expenses, such as a home mortgage, raising children and saving for college and retirement. You can develop solid money managing skills by remembering a few simple tricks for your financial health.

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Save for Retirement

Savvy Ways to Save For Retirement

Everyone should have a long retirement waiting for them at the end of years of hard work. However, to make that happen, it’s important to start saving early so that there’s money waiting when the time comes. Not every method of saving is created equal, however, and there are ways to save that will leave you with more money than you initially put in. Here are some savvy ways to save for your retirement. 

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Edison's First Light bulb

Home Repairs You Should Think about Saving up For

Everyone who has read anything about money management has probably heard that you need to have an “emergency fund” to cover unexpected expenses. But we rarely hear about the need to plan for “expected expenses”. Everyone knows that things eventually wear out and will have to be replaced but often we fail to consider how we will pay for them when that happens. Well run businesses call this type of planning a “sinking-fund”. So if they know some piece of machinery has a 20 year life expectancy they they will set aside 1/20th of the cost every year so in year 20 they can buy a new one. You should do the same thing for certain items around your home. Here are a few things you need to create your own “sinking fund” for.

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