4 Life-Changing Events that Could Tank Your Finances

In an instant, life as you know it could never be the same. That’s how quickly a life-changing event could tank your finances. Without advance preparation, you could very well see your savings depleted instantly, your credit cards maxed out, and find yourself without money to live off. Four events are particularly devastating in nature—physically, […]

Broken Cars, Broken Bones, and Broken Finances: How to Manage Your Money after an Accident

Finances can be a stressful enough part of life but they are even more stressful if you end up experiencing a life emergency such as an illness, injury or accident. On top of dealing with the pain of the injury and the hassle of  doctors and insurance, you now have to concern yourself with how […]

After the Injury: How to Effectively Manage Medical Expenses

When you’ve been injured, the medical expenses can rack up quickly and soon make you feel overwhelming. You can effectively manage them, however, with a little planning and some help. Seek Prompt Medical Attention Delaying medical attention can cause injuries to worsen, which makes them more expensive to treat. Contact Your Insurance Company Right Away […]

Crash and Burn: How to Handle the Lost Wages after a Car Accident

According to the Center on Budget and Policy Priorities, “Spending by state and local governments on all types of capital [improvements: like highways] dropped from its high of 3 percent of the nation’s gross domestic product (GDP) in the late 1960s to less than 2 percent in 2015.” Thus most roads are becoming not only more […]

A Series of Unfortunate Events: How Social Security Disability Can Help

If you suffered from nearly any workplace accident, such as an explosion, slip and fall or dismemberment your medical needs are probably covered by Social Security Disability Insurance (SSDI). So if you are not able to work, you will receive stable monthly payments to pay for personal bills. Here are a few ways to incorporate […]

The Cost of a Common Fender Bender

Unfortunately, fender benders are too often a part of owning a vehicle. While generally less costly than more damaging collisions or accidents, fender benders can cost more than you might expect. Depending on the vehicles involved (e.g. an SUV and a 4-door sedan) even minor damages can be in the thousands to have professionally repaired. […]

7 Tips on Car Insurance

Owning a car gives you the freedom to come and go as you please, but it also requires responsibility and can be expensive. There is gas and oil, maintenance, tires and of course insurance. Although coverage requirements vary from state to state, all 50 states have laws that require at least some auto insurance. Generally, […]

6 Things Your Insurance Company isn’t Telling You

Vehicle owners are generally required by law to carry auto insurance to protect their assets and to pay for damages they might cause. Since a majority of Americans own a vehicle, buying car insurance is something many of us go through. Even though you’re required to buy the coverage required by state law, you’re free […]

A Beginner’s Guide to Life Insurance

Life insurance is a good way to provide for your dependents if you die. However, navigating life insurance can be difficult, so we’ve put together a short guide to help you make the best decision for you. Types of Life Insurance There are two basic types of life insurance, term insurance and whole of life […]

Will Obamacare Affect Your Employers Insurance

Obamacare promises that there will be affordable health care for all. And as far as political rhetoric goes it sounds like a good idea. However, there are many concerns as to what effect it might have on the costs of private healthcare provided by employers. The opinion seems to be divided as to what difference it will actually make. There […]