Learn about Loans: 5 Credit-Building Tips New Borrowers Should Know

Shopping for a new car or house can be tricky if you do not have the cash to pay for the purchase in its entirety and do not have a credit history. Chances are that if you are a young adult recently out of school and newly in the workforce, you have neither the full […]

Home Buying 101: 4 Signs to Look for When Choosing a Mortgage Lender

Buying your first home can be a dream come true and for most first-time buyers, achieving this milestone isn’t possible without getting a home mortgage. A mortgage loan allows you to make a modest down payment up-front, and spread the payments for the bulk of the sales price out across anywhere from ten to thirty […]

3 Things You Need to Know About Jumbo Loans

No, Jumbo Loans don’t have anything to do with buying Elephants but they do have to do with large (or expensive) houses.  According to Investopedia, “A jumbo loan, also known as a jumbo mortgage, is a form of home financing for whose amount exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). As a result, unlike conventional mortgages, it […]

Building Credit: Tips for Buying Smart on Your First Car

Buying your first car is a great way to start building credit. Even if you have cash in the bank, a car loan will establish your credit history for the future. Many first car purchases must deal with a zero or blank credit score. Unlike the person with poor credit, the first-time borrower must do […]

Financing a House Purchase

Purchasing a home is one of the most exciting experiences in your lifetime. But it can also be stressful.  Arranging the financing to purchase a home is a unique experience that can affect your life for years to come. So it is critical that you get this one step right. Introduction: Buying a house is […]