If you’re struggling with your finances, the warning signs can be easy to ignore. You might not even realize that you need help—or how much help you need. But if you don’t address these signs immediately, they could end up costing you big time in the long run. Below are some common warning signs you’re headed into financial trouble.
Warning Signs You’re On the Road to Financial Catastrophe Read More »
Your Credit Score shows your creditworthiness and how likely you are to pay off a loan on time. It’s based on your credit history and calculated using the information on your credit reports. About 90% of lenders use FICO Scores to decide whether they’ll lend you the funds.
How Your Credit Score Affects You and Your Family Read More »
What would you do right now if you heard that a member of your family has an urgent medical emergency? Suppose the amount needed for the health bill was more than you could offer. You can’t just let them suffer. You need to find a way to help them. To avoid such problems in the future, you need to have a financial emergency plan. Here are 4 strategies that you can use to prepare for the unexpected:
Plan for the Unexpected: 4 Ways to Prepare for a Financial Emergency Read More »
If you are in the market to purchase a home, then you’ve definitely heard the term “credit score.” What exactly is a credit score? In short, your credit score is a numerical representation of the likelihood that you will pay your bills. This number is used by nearly every company
The Average Mortgage Credit Score Is 754: How to Make Sure Yours Is Good Enough Read More »
A good credit score is a must-have for many things in modern society. The most obvious is that it can make the mortgage application process go a lot more smoothly. If you aren’t ready to buy yet, it can make renting a comfortable apartment a lot easier as well. One
How to Check Your Credit Score Before Applying for a Mortgage Read More »
Your good credit enables much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even
5 Essential Tips for Managing Your Credit Score Read More »
