There’s probably someone in your extended family or group of friends who is financially irresponsible. They got themselves into financial trouble by making bad decisions over and over again, like racking up credit card debt and wasting money. You wish you could help but don’t know what to do. If […]
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If you’re struggling with your finances, the warning signs can be easy to ignore. You might not even realize that you need help—or how much help you need. But if you don’t address these signs immediately, they could end up costing you big time in the long run. Below are some common warning signs you’re headed into financial trouble.
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Buying a home and getting a mortgage can be difficult when you are in debt. But you still have options available to you. Obtaining a home loan can be more difficult than it was just five years ago. With stricter rules in place, you may find it hard to imagine winning over a lender, especially if you’re saddled with substantial debt. But fortunately, you can start improving your credit score and reducing your debt today, putting yourself in a position to buy a wonderful home for your family.
Depending on the extent of your debt, you may even be able to purchase a home in as little as six months to a year! Below, we present some practical tips for managing your credit score and debt when you’re planning to buy a home.
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By the time you reach your 30s, you may have worked for several years, but have never really felt you’ve mastered the art of managing your money. The years after 30 are likely to bring increasing income, but also a number of expenses, such as a home mortgage, raising children and saving for college and retirement. You can develop solid money managing skills by remembering a few simple tricks for your financial health.
Managing Your Money: 5 Personal Finances Tips for Age 30 and Up Read More »
What would you do right now if you heard that a member of your family has an urgent medical emergency? Suppose the amount needed for the health bill was more than you could offer. You can’t just let them suffer. You need to find a way to help them. To avoid such problems in the future, you need to have a financial emergency plan. Here are 4 strategies that you can use to prepare for the unexpected:
Plan for the Unexpected: 4 Ways to Prepare for a Financial Emergency Read More »
You may be one health crisis away from a financial disaster. The rising costs of medical care can leave you having to decide between paying your medical bills and buying food. Here are some of the ways that you can handle medical debt that you can’t really afford. But before
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Money problems are one of the major things that people stress about. Living paycheck-to-paycheck with debt hanging over your head is very difficult (and stressful). Fortunately, there are things that you can do in order to get your finances back on track. 1) Keep Track of Your Spending Many people
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Credit and debt have developed a bad reputation in the consumer market. Many consumers actively work hard to pay down debt balances and dream of becoming debt-free. However, debt and credit are not always a bad thing. In fact, they can be used advantageously in different situations. But first you
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Despite how hopeless your situation may seem, it is possible to avoid bankruptcy. Granted, when people get to this point, they usually feel like there is nothing they can do about their financial dire straits. However, this isn’t always the case. According to A Fresh Start: 4 Reasons Bankruptcy Is Not
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Are you planning to buy a house or rent one? If so, then you need to be sure you have a decent credit score. If you have a lot of credit card debt here is a personal finance strategy to help manage both your debt and your credit score. Using Personal Loans to Reduce Debt
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