Your credit score is an important part of your life. Not only can it determine whether you get a loan and how good of an interest rate you get, it also can be a factor when renting an apartment, getting an insurance policy and even applying for certain jobs. Because […]
4 Ways to Protect Your Credit Score Read More »
Whether it was through sickness, loss of your job or some other catastrophe, somehow, you’ve found yourself behind on your mortgage payments and now the bank has served you with a foreclosure notice. What happens next? Is there anything you can do? Here are some things you should know regarding
What to Do if Served Foreclosure Papers Read More »
If you suffered from nearly any workplace accident, such as an explosion, slip and fall or dismemberment your medical needs are probably covered by Social Security Disability Insurance (SSDI). So if you are not able to work, you will receive stable monthly payments to pay for personal bills. Here are
A Series of Unfortunate Events: How Social Security Disability Can Help Read More »
According to a recent study, almost 80 percent of all Americans currently shop online. This number is up from only about 22 percent in 2000, and this is solid evidence that online shopping is more than just a passing trend. Some shoppers even complete most or all of their shopping
Why 80 Percent of Americans Shop Online Read More »
Buying your first home is one the biggest and most important purchases you’ll ever make. There are a lot of factors to consider apart from getting a fair price and making monthly mortgage payments. Buying the wrong house can be a financial nightmare. Here are some of the things to
5 Tips to Consider When Purchasing Your First Home Read More »
Bankruptcy can be both financially and emotionally devastating. While you may be feeling a sense of financial relief because you no longer have creditors breathing down your neck, you may also be reeling from the emotional impact of the lengthy legal process and the many months of financial stress leading
How to Navigate Through the Emotional Baggage of Bankruptcy Read More »
Many financial experts don’t really like credit cards because of how many people suffer from credit card debt. However, it can be a beneficial tool if used properly, especially for anyone desiring to increase their credit score. A high credit score will allow you to buy a home, settle in a
Plastic Money: Top Tips for First Time Credit Card Holders Read More »
So, you’ve taken the first step in taking charge of your finances and finally opened that savings account. Hooray! Now, what’s next? Having a savings account is great, as you keep money from being spent on impulsive purchases. But if you’re really good at it, you could utilize the 1%-something
Guide to Turning Your Short-Term Savings into Long-Term Investment Read More »
Despite how hopeless your situation may seem, it is possible to avoid bankruptcy. Granted, when people get to this point, they usually feel like there is nothing they can do about their financial dire straits. However, this isn’t always the case. According to A Fresh Start: 4 Reasons Bankruptcy Is Not
Personal Finance Strategy: 4 Keys to Avoiding Bankruptcy Read More »
Unfortunately, divorce has become a reality that touches almost every family in one way or another. And when they happen, divorces can have a profound impact on a person’s finances. In her article, Ten Reasons Not to Get a Divorce, author Sharilee Swaity says, “The longer a couple stays married, the
How Do Newly Divorced Individuals Determine Alimony and Child Support Read More »
