What’s it Worth? 4 DIY Ways to Increase Value of and Help Sell Your Home

Real Estate / By / 3 minutes of reading

We’ve all heard that location, kitchens, and bathrooms sell homes, but did you know you can increase the value of your home and attract buyers without spending big bucks? A total renovation of a kitchen or bathroom can run into the thousands or even tens of thousands of dollars, but you can accomplish a lot with these four low-cost DIY projects.

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Cpap machine

Medical Equipment Costs: How to Deal with Abrupt Healthcare Expenses

Insurance / By / 3 minutes of reading

Keeping up with healthcare costs can be tough for anyone. It can be especially difficult for people who have to manage expenses that have popped up seemingly out of nowhere. If you need to pay for rather expensive medical equipment items, however, there are options out there that can benefit you significantly. Medical equipment expenses don’t have to be the end of the world.

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Edison's First Light bulb

Home Repairs You Should Think about Saving up For

Articles / By / 5 minutes of reading

Everyone who has read anything about money management has probably heard that you need to have an “emergency fund” to cover unexpected expenses. But we rarely hear about the need to plan for “expected expenses”. Everyone knows that things eventually wear out and will have to be replaced but often we fail to consider how we will pay for them when that happens. Well run businesses call this type of planning a “sinking-fund”. So if they know some piece of machinery has a 20 year life expectancy they they will set aside 1/20th of the cost every year so in year 20 they can buy a new one. You should do the same thing for certain items around your home. Here are a few things you need to create your own “sinking fund” for.

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Teach Your Kids about Money

How to Teach Your Children to Save Money from a Young Age

News / By / 3 minutes of reading

Saving money is an important concept to understand regardless of your age. Recovering from financial mistakes can be disastrous. That’s why its important to stop them from occurring in the first place. If you’re a parent who wants to safeguard your children from future distress, you should teach them the value of smart financial practices.

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Credit Code

Want to Boost Your FICO Score? 4 Easy Steps to Help Make That Happen

News / By / 4 minutes of reading

Your FICO score is one of the top pieces of information that lending companies are going to look at when they are determining whether or not you are a good credit risk. A high FICO score can help you land lower interest rates and can keep you from being denied a mortgage, loan or other line of credit. If your score is not what you wish it were, there are a few ways that you can raise your score in two months or less.

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motorcycle

Getting a Motorcycle? Things to Cover Before Hitting the Road

News / By / 3 minutes of reading

If you are planning on getting a motorcycle, then you are probably excited. However, don’t let this blind you to the fact that you have a lot of prep work to do before you can be safely riding you new bike with peace of mind. Motorcycles are much less visible than cars so you can easily end up in someone’s “blind spot” and get hit. Plus you have a lot less protection around you i.e. no steel between you and much larger vehicles so what might be a minor “fender-bender” in a car or truck could cause life threatening injuries on a motorcycle. And finally road conditions i.e. potholes, wet roads, black-ice, oil spills, etc. can easily cause you to become airborne and end up with a bad case of “road rash” or worse. If you’re not careful, you could find yourself in a world of hurt physically, financially, and psychologically. So don’t take the risk.

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Energy Saving Refrigerators

Undercut Utilities: How to Save on the Essentials

News / By / 3 minutes of reading

If you are a homeowner, then you already have a lot expenses to deal with. However, utilities are one of those things that can creep on you if you aren’t careful. If you don’t keep them in check, they could eat too far into your budget and put your family into a financial danger zone. So the key is to find ways to undercut them as much as possible. Here are various strategies and tactics to think about:

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