Crash and Burn: How to Handle the Lost Wages after a Car Accident

According to the Center on Budget and Policy Priorities, “Spending by state and local governments on all types of capital [improvements: like highways] dropped from its high of 3 percent of the nation’s gross domestic product (GDP) in the late 1960s to less than 2 percent in 2015.” Thus most roads are becoming not only more […]

A Series of Unfortunate Events: How Social Security Disability Can Help

If you suffered from nearly any workplace accident, such as an explosion, slip and fall or dismemberment your medical needs are probably covered by Social Security Disability Insurance (SSDI). So if you are not able to work, you will receive stable monthly payments to pay for personal bills. Here are a few ways to incorporate […]

The Cost of a Common Fender Bender

Unfortunately, fender benders are too often a part of owning a vehicle. While generally less costly than more damaging collisions or accidents, fender benders can cost more than you might expect. Depending on the vehicles involved (e.g. an SUV and a 4-door sedan) even minor damages can be in the thousands to have professionally repaired. […]

7 Tips on Car Insurance

Owning a car gives you the freedom to come and go as you please, but it also requires responsibility and can be expensive. There is gas and oil, maintenance, tires and of course insurance. Although coverage requirements vary from state to state, all 50 states have laws that require at least some auto insurance. Generally, […]

6 Things Your Insurance Company isn’t Telling You

Vehicle owners are generally required by law to carry auto insurance to protect their assets and to pay for damages they might cause. Since a majority of Americans own a vehicle, buying car insurance is something many of us go through. Even though you’re required to buy the coverage required by state law, you’re free […]

A Beginner’s Guide to Life Insurance

Life insurance is a good way to provide for your dependents if you die. However, navigating life insurance can be difficult, so we’ve put together a short guide to help you make the best decision for you. Types of Life Insurance There are two basic types of life insurance, term insurance and whole of life […]

Will Obamacare Affect Your Employers Insurance

Obamacare promises that there will be affordable health care for all. And as far as political rhetoric goes it sounds like a good idea. However, there are many concerns as to what effect it might have on the costs of private healthcare provided by employers. The opinion seems to be divided as to what difference it will actually make. There […]

Obtaining Home Insurance in Environmentally Unstable Regions

Even though there may be a relatively low probability of ever needing it, home insurance is a necessary part of owning a home and you will certainly be glad you have it if you ever do need it. Whether you have an upscale mansion or a small apartment, insurance is a way to protect your […]

Bright Grey Relevant Life Insurance Policy: A Review

Up until now if U.K. companies wanted to provide Life Insurance cover for directors they had to use a “death in service” policy which had the unfortunate shortcoming of having serious tax implications. But these days, there is a new alternative called a “Relevant Life Policy.” Relevant Life insurance has significant benefits so lets look at […]

4 Things to Be Sure Your Critical Illness Insurance Provides

Not all critical illness insurance coverage is the same. Depending on the provider you choose and the policies they offer, the level of protection can be very different. However, there are some things that you should  be sure are included in your policy. And if you don’t see them in your policy, ask your insurance […]