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After the Injury: How to Effectively Manage Medical Expenses

When you’ve been injured, the medical expenses can rack up quickly and soon make you feel overwhelming. You can effectively manage them, however, with a little planning and some help.

Seek Prompt Medical Attention

Delaying medical attention can cause injuries to worsen, which makes them more expensive to treat.

Contact Your Insurance Company Right Away

Whether it was a car accident or other injury, you’ll want to be in touch with your health insurance as soon as possible. You’ll want to let them know that there will be a lot of new bills coming in, determine your deductible, and make sure that everything is up-to-date. Some auto insurance companies will deny your claim if you don’t use health insurance first, so make sure that even in a car accident, you provide your health insurance information to medical providers.

Hire a Qualified Attorney

In many injuries, someone is at fault for your injuries, and it isn’t you. A qualified attorney can help you get the money you deserve from the responsible party. Look for lawyers who are experienced with your particular injury. For example, a traumatic brain injury attorney should be thoroughly familiar with the extent of the damage it can cause and the lengthy recovery involved. This is important for making sure you don’t settle for less than you’re entitled to.

Work out Payment Plans

If you have a deductible to meet, or if there are expenses that aren’t covered by your insurance, they may be more than you can pay at one time. Contact the healthcare providers and discuss your options with them. Many will work out payment plans with you, and some will even provide a discount to make the bill easier to pay. You can also, if you’ve filed a lawsuit, provide them with proof and see if they’ll delay the billing until after the lawsuit’s been settled so that you can pay in full then.

Injuries are never pleasant, and dealing with the expense involved isn’t either. But you can ease the burden a bit by taking these simple steps. Work with your lawyer to make sure that the expenses you incur don’t have to come completely out of your own pocket.


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About Tim McMahon

Work by editor and author, Tim McMahon, has been featured in Bloomberg, CBS News, Wall Street Journal, Christian Science Monitor, Forbes, Washington Post, Drudge Report, The Atlantic, Business Insider, American Thinker, Lew Rockwell, Huffington Post, Rolling Stone, Oakland Press, Free Republic, Education World, Realty Trac, Reason, Coin News, and Council for Economic Education. Connect with Tim on Google+

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