Many financial experts don’t really like credit cards because of how many people suffer from credit card debt. However, it can be a beneficial tool if used properly, especially for anyone desiring to increase their credit score. A high credit score will allow you to buy a home, settle in a […]
Plastic Money: Top Tips for First Time Credit Card Holders Read More »
So, you’ve taken the first step in taking charge of your finances and finally opened that savings account. Hooray! Now, what’s next? Having a savings account is great, as you keep money from being spent on impulsive purchases. But if you’re really good at it, you could utilize the 1%-something
Guide to Turning Your Short-Term Savings into Long-Term Investment Read More »
Despite how hopeless your situation may seem, it is possible to avoid bankruptcy. Granted, when people get to this point, they usually feel like there is nothing they can do about their financial dire straits. However, this isn’t always the case. According to A Fresh Start: 4 Reasons Bankruptcy Is Not
Personal Finance Strategy: 4 Keys to Avoiding Bankruptcy Read More »
Unfortunately, divorce has become a reality that touches almost every family in one way or another. And when they happen, divorces can have a profound impact on a person’s finances. In her article, Ten Reasons Not to Get a Divorce, author Sharilee Swaity says, “The longer a couple stays married, the
How Do Newly Divorced Individuals Determine Alimony and Child Support Read More »
Every year there are changes to the U.S. Tax Code, sometimes big, sometimes small, and homeowners especially should be aware of everything that applies to them in order to pay the least or receive the largest refund. Some tax rules are relevant only to new homeowners, so people who have
Six Tax Break Tricks for New Homeowners Read More »
If you feel that your mortgage is more expensive than it needs to be, you may want to consider refinancing. This may make it possible to get a lower interest rate, remove private mortgage insurance payments or otherwise reduce your monthly payments. What are some issues to consider prior to
Improve Your Terms: 3 Tips To Figuring Out Home Refinancing Read More »
We learn about the usefulness of money from a very young age. But, we’re not always taught how to manage it properly. Often we’re forced to learn by example… thus, we look at our parents’ or friends’ experience. Did they save or spend most of their earnings? Did they have any
Ideas to Improve Your Money Management Skills Read More »
When most people think of Individual Retirement Accounts (IRAs), they think only about paper assets like stocks, bonds, and mutual funds. Because the IRS prohibits you from putting collectibles (like certain gold coins) in your IRA, many people believe that that prohibits all gold from your IRA. However, the IRS does
Putting Precious Metals in Your IRA Read More »
Real estate has the reputation as the prototypical overlooked investment opportunity, because it is “non-homogeneous”. That means that unlike the stock market where a share of IBM stock is a share of IBM stock and there is a wide pool of investors constantly setting the price through the bidding process.
5 Ways to Take Real Estate Investment to the Next Level Read More »
When it comes to money we all want it, but many of us don’t understand how to manage it. Our paychecks somehow seem to dwindle down quickly and we’re always waiting to be handed the next one. Managing your finances doesn’t have to be difficult as long as you take
5 Ways To Make Managing Your Finances Easier Read More »
