No Income No Job No Assets (Ninja Loans) A NINJA Loan is a nickname for very low quality subprime loans. It was a play on NINA, which in turn is based on the notation scheme for the level of documentation the mortgage originator required. It was described as a No […]
No Income No Job No Asset Mortgage (NINJA) Loans Read More »
Finding items and expenditures that qualify as a tax write off on your federal tax return is definately a profitable skill to develop. A little bit of research can save you thousands on legitimate tax deductions. But the things that qualify are not always obvious even though they are valid deductions. Five surprising
Five Surprising Things the IRS Allows as a U.S. Tax Write Off Read More »
What is a Junior ISA? A Junior ISA is the initiative created by the UK’s Government to encourage parents, grandparents, family and friends to save for their children’s future. By saving only a small amount every week or month, it is possible to build up sufficient funds to ensure your
What is a Junior ISA and How Do They Work? Read More »
Remortgage In time of declining interest rates, it is often beneficial to switch to a more favorable interest rate from a different lender. This process is called remortgaging, (aka. refinancing) basically it is the process of paying off one mortgage with the proceeds from another mortgage using the same property as security. The term
What is a Remortgage? Read More »
Calculating a Credit Score or Rating Credit scoring methods vary from one scoring model to another, but the most widely used scoring system in U.S., Canada and other areas around the world is FICO. The factors are similar and may include: Payment history (35% of the FICO score) – Poor or erratic payment history can
How to Calculate Your Credit Score Read More »
Unlike a land survey which simply determines the property lines and locates any survey pins or property markers and documents those locations, a building survey is a specialized report generated by an expert team containing a variety of specific information regarding the physical condition of a building. It is generally required for
What is a Building Survey or Evaluation? Read More »
