What is a Junior ISA? A Junior ISA is the initiative created by the UK’s Government to encourage parents, grandparents, family and friends to save for their children’s future. By saving only a small amount every week or month, it is possible to build up sufficient funds to ensure your […]
What is a Junior ISA and How Do They Work? Read More »
Up until now if U.K. companies wanted to provide Life Insurance cover for directors they had to use a “death in service” policy which had the unfortunate shortcoming of having serious tax implications. But these days, there is a new alternative called a “Relevant Life Policy.” Relevant Life insurance has significant
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Not all critical illness insurance coverage is the same. Depending on the provider you choose and the policies they offer, the level of protection can be very different. However, there are some things that you should be sure are included in your policy. And if you don’t see them in
4 Things to Be Sure Your Critical Illness Insurance Provides Read More »
Bad credit can make it difficult or almost impossible for you to get approved for any kind of loan or a mortgage, and there’s even a possibility your credit could interfere with your ability to get a job. But fortunately, there are a number of things that you can do to fix your
Rebuilding and Fixing Your Credit in 5 Steps Read More »
Now that the worst is over and you are somehow coping after bankruptcy, there will be a lot of things that you’ll need to think about, such as your mortgage. Since declaring bankruptcy stops foreclosure proceedings you gain some time in working out the situation. But it is temporary, it still
How To Manage Your Mortgage After Bankruptcy Read More »
Remortgage In time of declining interest rates, it is often beneficial to switch to a more favorable interest rate from a different lender. This process is called remortgaging, (aka. refinancing) basically it is the process of paying off one mortgage with the proceeds from another mortgage using the same property as security. The term
What is a Remortgage? Read More »
Buying a home is one of the biggest financial investments you will ever make, and taking the right steps to protect your ownership of the property is more important than most people realize. When you purchase a home, your lender will require you to buy a Loan Title Insurance Policy
5 Good Reasons To Get Title Insurance Read More »
Calculating a Credit Score or Rating Credit scoring methods vary from one scoring model to another, but the most widely used scoring system in U.S., Canada and other areas around the world is FICO. The factors are similar and may include: Payment history (35% of the FICO score) – Poor or erratic payment history can
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Unlike a land survey which simply determines the property lines and locates any survey pins or property markers and documents those locations, a building survey is a specialized report generated by an expert team containing a variety of specific information regarding the physical condition of a building. It is generally required for
What is a Building Survey or Evaluation? Read More »
