Many Americans are retiring now. With people living longer lives, one of the biggest concerns that those retiring have is being sure they are going to be okay financially for an indeterminate time. Here are a few ways to ensure that you will have a happy worry free retirement. Cost […]
Preparing for Retirement Read More »
There is a lot that goes into being able to handle your debt balances. In many cases, those who don’t borrow more than they can afford to repay tend to be better off financially. However, avoiding potentially predatory payday loans can also play a role in paying down a debt
Debt Diversions: Why Staying Away from Pay-Day Loans is Crucial Read More »
A will is a legal financial document that will allow you to bequeath your assets to loved ones. Many people put off the task of making their will because it is a reminder of their own mortality and because it requires thoughtful, and sometimes difficult, decisions. However, if you take
Wealth Transfer: How to Ensure Your Will is Ready to Execute Read More »
Buying your first home can be a dream come true and for most first-time buyers, achieving this milestone isn’t possible without getting a home mortgage. A mortgage loan allows you to make a modest down payment up-front, and spread the payments for the bulk of the sales price out across
Home Buying 101: 4 Signs to Look for When Choosing a Mortgage Lender Read More »
No, Jumbo Loans don’t have anything to do with buying Elephants but they do have to do with large (or expensive) houses. According to Investopedia, “A jumbo loan, also known as a jumbo mortgage, is a form of home financing for whose amount exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). As
3 Things You Need to Know About Jumbo Loans Read More »
According to the Center on Budget and Policy Priorities, “Spending by state and local governments on all types of capital [improvements: like highways] dropped from its high of 3 percent of the nation’s gross domestic product (GDP) in the late 1960s to less than 2 percent in 2015.” Thus most roads
Crash and Burn: How to Handle the Lost Wages after a Car Accident Read More »
Everyone knows that they should set aside some amount of money for investment purposes. What isn’t so commonly known, however, is how to optimize your investments for greater stability and better returns. Here are four tips that investors should keep in mind as they build their investment portfolios. Balance Risk
How to Maximize Your Investments & Grow Your Wealth Read More »
If you’re a first-time homebuyer, you can end up becoming a nervous wreck going through all the steps of financing your home. However, financing your first-time home can be a simpler process than you think. To help get you started, follow our five steps below. Review your Credit When you
6 Tips for Financing as a First-Time Homeowner Read More »
Your good credit enables much more than granting you amounts of money you can spend and pay back over time. It follows you into everything from renting an apartment to getting a job. It determines the interest rate you will pay on credit cards, financing and loans. It can even
5 Essential Tips for Managing Your Credit Score Read More »
Bad credit is generally defined as a credit score in the low 600’s, specifically at or under 629. There are many reasons that can contribute to low credit, but the bottom line is that if you don’t have a good credit score, it can be difficult to purchase the items
Bad Credit: What You Need to Know About Buying a Car with Poor Credit Read More »
